PART ONE: Mortgage Financing Strategies in Divorce
\n\nWe will learn about some of the key mortgage considerations during divorce\, characteristics of divorce specific lender guidelines\, and loan approval strategies to help our clients obtain financing. Ross and Jason will provide guidance on topics such as:
\n\nUpdates on new CA loan limits and products for 2017
\n\nWhat are the various options for the marital mortgage? What are the implications?
\n\nWhat does a lender consider a &lsquo\;qualified borrower&rsquo\;? How does support structuring impact loan qualification?
\n\nVarious ways to maneuver around lender requirements
\n\nCreative strategies for drafting a settlement agreement to ensure successful financing
\n\nAlternatives to an MSA for financing prior to divorce settlement
\n\nWhat are some potential hidden landmines in a divorce mortgage scenario? \;
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\n\nPART TWO: Dividing Stock Options\, RSUs &\; Equity Compensation in Divorce
\n\nJason will offer practical recommendations covering topics such as:
\n\nTypes of equity compensation and how they differ
\n\nWhere to look for critical information
\n\nHow does the non-employee spouse get his or her share?
\n\nWhat are the tax implications?
\n\nWhen does it make sense to consider a buyout? \;What are they worth?
\n\nHow to determine the community interest?
\n\nWhat your clients need to understand about their equity compensation holdings \;
\n\nAre there any special issues for executives and corporate insiders?
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\n\nSpeakers:
\n\nRoss Garcia\, CDLP \;is a Partner and Broker with PREI Capital Group\, a mortgage brokerage originating select residential loans. He is also Founder of Divorce Mortgage Advisors\, a divorce mortgage company dedicated to guiding clients through the loan approval process before\, during\, and after their divorce. Ross is a Certified Divorce Lending Professional as well as a member of the National Association of Mortgage Brokers. He graduated from the University of California\, Santa Barbara with a B.A. in Business Economics.
\n\nJason Crowley\, CFA\, CFP\, CDFA \;is a founding partner at Divorce Capital Planning\, LLC\, which specializes in divorce financial planning and analysis for high-asset dissolutions. He is also co-founder of Divorce Mortgage Advisors and a member of Forbes Finance Council. Jason has the distinction of being one of the select few financial professionals who holds the Chartered Financial Analyst\, Certified Financial Planner\, and Certified Divorce Financial Analyst credentials. \;Jason graduated summa cum laude from the University of California\, Santa Barbara with a B.A in Business Economics and Accounting.
\n LOCATION:Comerica Bank Community Room 250 Lytton Ave Palo Alto\, CA 94301 UID:e.2469.10308 SEQUENCE:3 DTSTAMP:20260429T193535Z URL:https://business.paloaltochamber.com/events/details/mortgage-financing-strategies-in-divorce-dividing-stock-options-rsus-equity-compensation-in-divorce-10308 END:VEVENT END:VCALENDAR